Should you fix your home loan?

When contemplating home ownership or refinancing an existing mortgage, we typically face the decision of choosing between a fixed rate or variable rate home loan. While both options have their merits, deciding whether or not to fix your home loan requires careful consideration of various factors

Richardson Financial Advisory 11/1/24 Richardson Financial Advisory 11/1/24

How to budget in 3 simple steps

Managing your budget and aiming for a healthy surplus (saving more than you spend) can help you achieve goals big and small-whether you’re saving up for a long-weekend getaway or a down payment on a home.