Your financial plan should be as unique as you are.
At Richardson Financial Advisory, our aim is simple..
To help you achieve your dream financial future by empowering you to make smart financial decisions.
We pride ourselves on our commitment to our clients. It’s our goal to empower you to attain your financial objectives and navigate the complexities of the financial landscape with confidence and ease.
Our Practice Principle, Lyall Richardson and Senior Financial Adviser, Jason Matthews, have decades of experience in the finance industry between them, using their skills, knowledge and expertise to develop financial strategies that produce real results.
Meet the Team
The Richardson Financial Advisory team is lead by two highly qualified Financial Advisors, Lyall and Jason, as well as dedicated Paraplanning and Client Services Team working behind the scenes to create a warm, welcoming and seamless experience for our clients.
Lyall Richardson
Practice Principal, Certified Financial Planner®
Lyall has been involved in the financial planning industry since 2004, spending the first six years within a high net worth, holistic practice in Sydney.
Moving to the Newcastle area in 2010, Lyall has worked as an adviser with a number of wealth management firms, each catering to the needs of different clients until he began his own practice, Richardson Financial Advisory, in July 2017.
Lyall’s focus is to provide holistic advice with a view to improving his client’s quality of life through financial strategies and an understanding of what is possible.
Outside of work Lyall spends time with his family enjoying activities such as camping and water sports. He is involved with his Junior AFL club, where both his children are players.
Lyall continues to satisfy the ongoing education, examination, experience and ethics requirements for certification as a CFP® professional and is committed to abide by the FAAA Professional Code, FAAA Constitution and Member Regulation.
Jason has been involved in the financial planning industry since 2006, joining the Richardson Financial Advisory team in 2020. He prides himself on having an exceptionally conscientious work ethic with a genuine desire to understand his client’s needs.
He brings honesty, integrity, commitment to task and a friendly, can-do, co-operative outlook to assisting his clients.
With a solid and secure personal base, and a motivated and positive attitude, Jason is committed to constantly improving his knowledge and skills.
Prior to working as a financial adviser, Jason worked as a police officer for 13 years in the NSW Police Service.
In 2021 , Jason completed his Retirement Living and Aged Care Specialist™ accreditations, enabling him to provide expert advice in the areas of Residential Aged Care, Home Care, Pension entitlements and Retirement Living.
Since then, Jason has assisted countless senior Australian's and their families to to navigate the often complex journey to Aged Care, empowering with the knowledge, tools and financial advice to provide the best possible outcome for each individual.
Jason Matthews
Senior Advisor, Retirement Living and Aged Care Specialist™
James Phelan
Provisional Adviser, Bachelor of Business (Financial Planning)
James Phelan is a sub-authorised Representative of Richplan Pty Ltd (trading as Richardson Financial Advisory) and holds a Bachelor of Business majoring in Financial Planning. James is currently undertaking a Professional Year of work and training and is authorised to provide financial advice, conduct client meetings and prepare advice documents under the supervision of Lyall Richardson.
James brings a wealth of experience in communication and adeptly navigating complex situations to the financial planning sphere. Acutely aware of the challenges associated with personal finance, he is genuinely motivated to assist individuals in gaining clarity and confidence in their financial endeavours.
Maintaining a distinction average throughout university underscores his commitment to excellence, complemented by an unwavering dedication to ongoing professional development.
James excels in simplifying intricate financial concepts, fostering open communication, and promoting a comprehensive understanding. His proficiency lies in delivering information in simple, relatable terms, creating an environment where clients can navigate their financial landscape with ease.
Get in Contact
We work with clients all over Australia and via phone or Teams as well as see clients one-on-one at our Warners Bay and Dubbo offices in New South Wales.
If you have questions or aren’t sure where to get started, fill out the form below to be contacted by one of our friendly staff.
We look forward to chatting with you during an obligation free Initial Meeting with one of our qualified advisors.
Jill and Benn
“This year will mark 5 years that we were unsure we could we retire early and afford to have our desired lifestyle…
Having working in the financial industry for many years, we wanted to have a planner that both of us would be able to approach and trust with our financial future.
We met with Lyall whom we felt to be professional, thoughtful and insightful. He listens to you, he understood our financial issues and worries and was excellent in his assessment and explanations.
Lyall and his colleagues are approachable, efficient and helpful. We highly recommend anybody to meet with team at Richplan and plan your future, no matter how old you are.
We now have peace of mind to enjoy our retirement.”