Richardson Financial Advisory Blog
How super works
If you’ve ever had a job, then super is going to be on your radar. Knowing what it’s all about is the first step to making it work for you.
Super is your savings account for retirement. But well before you retire, your balance could be in the hundreds of thousands of dollars. While you can’t spend it now, a sum of money that big has got to be important to you. So it makes sense to know how it works and what you can do with it before you retire.
How to budget in 3 simple steps
How to budget in 3 simple steps
Managing your budget and aiming for a healthy surplus (saving more than you spend) can help you achieve goals big and small-whether you’re saving up for a long-weekend getaway or a down payment on a home.
Grow your super
How to help your super grow faster
Money isn’t everything but it helps when it comes to making choices. Growing your super balance faster can give you more choices in retirement and peace of mind right now.
Why are Australians who get financial advice more upbeat?
Why are Australians who get financial advice more upbeat?
Money doesn’t buy happiness, but having a financial adviser by your side just might.
New research from CFS shows that Australians who receive financial advice feel more confident and optimistic about their money than those who go it alone. And contrary to popular belief, it’s not necessarily because they’re earning more.*
Colonial First State commissioned research to find out about Australians’ understanding of super and investments, and how confident they felt about their money. The survey generated responses from almost 2,000 Australians who have a financial adviser and 700 who haven’t had professional financial advice.
Investment scams peak in Australia - how you can spot one
Investment scams peak in Australia - how you can spot one.
October is cyber security awareness month and a good reminder to look at what you could be doing to protect your personal information and your money.
Losses to scams have skyrocketed in recent years, with combined losses reported to different Australian government agencies up a whopping 80% over a 12-month period.
What’s more, investment scams were identified as the most commonly reported type of scam, which is why it’s important to stay alert and protect what’s yours*.